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Unfair Discrimination and Individual Health Policies
Unfair Discrimination and Individual Health Policies Discussion of rate differences by family tier and ...- Authors: David Hippen
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Ethical standards
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Best practices; Actuarial Profession>Code of Conduct; Long-term Care>Long-term care insurance
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The Impact of Tax Reform on Federal LTCI Deductibility for Business Owners
individuals. Tax Reform changes both the Corporate and Individual Tax Rates. The highest C Corporation Tax Rate ... Rate changes from 35% to 21% and the highest Individual Tax Rate changes from 39.6% to 37%. Later in ...- Authors: Marc Glickman
- Date: Aug 2018
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise
- Publication Name: Long-Term Care News
- Topics: Financial Reporting & Accounting>Tax accounting; Long-term Care>Long-term care insurance
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Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
coverage should be consis- tent with the approved rate table. In theory, absent variation for competition and ... Matters: Level vs. Relative Premium Increases ... Table 1 examines cohorts within the block to determine ...- Authors: John Hebig, Michael Bergerson
- Date: Apr 2017
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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The Relationship Between Cognitive Impairment and Mortality Rates Among Long-Term Care Insurance Applicants
care insur- ance policies. Approximately 250,000 individual LTC insurance policies are currently issued ... number of deaths have occurred over the period (See Table 1 on page 6). Total deaths in the sample were 162 ...- Authors: Marc Aaron Cohen, Jessica Miller, Xiaomei Shi
- Date: May 2011
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving
- Publication Name: Long-Term Care News
- Topics: Demography>Longevity; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Long-term Care
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Principle-Based Reserves and LTC Insurance Innovation
ence analysis, asset adequacy testing, GAAP valuation and pricing. 4. Utilizes company experience ... morbidity table. Currently, LTC insurance does not have a standardized morbidity table. Such a table may ...- Authors: Allen J Schmitz
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Professional network leverage; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Long-Term Care News
- Topics: Enterprise Risk Management>Capital management - ERM; Finance & Investments>Risk measurement - Finance & Investments; Financial Reporting & Accounting>Statutory accounting; Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Stochastic models
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The Actuarial Argument for Gender Distinct Rates
principle of sound actuarial pricing was stated in “Individual Health Insurance” (edited by Francis T. O’Grady ... critical element of gross premium structure [for individual health insurance]…is the recognition of features ...- Authors: Dawn E Helwig
- Date: Apr 2014
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Chairperson’s Corner: I Was an Audit Drop-In
Chairperson’s Corner: I Was an Audit Drop-In Observations from the author's experiences ... different from another. When you top this off with valuation approaches that run across the conservative to ...- Authors: Steven Schoonveld
- Date: May 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Big picture view
- Publication Name: Long-Term Care News
- Topics: Financial Reporting & Accounting; Long-term Care>Long-term care insurance; Public Policy
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A Serious Question
that entry do not suggest anything other than individual medical coverage for reimbursement of medical ... bound to become greater. We might not have individual votes in Congress, but perhaps we can express ...- Authors: Bruce Stahl
- Date: May 2011
- Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Influence
- Publication Name: Long-Term Care News
- Topics: Health & Disability>Health care; Health & Disability>Health risks; Long-term Care
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A Primer on Some LTCI Pricing Challenges
differential for the various types of securities. The individual company should also aim to have its own evaluation ... understood as it is at the older age, particularly for individual policies where antiselection in the thin young ...- Authors: Yang Ho, James Berger
- Date: Oct 2000
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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The Suitability Solution for Long-TermCare Insurance
long period, so let’s start with one year. The table on page six shows the premium for the above policy ... include a care management feature. The following table on page 8 shows several policy configurations generated ...- Authors: Denise M Michaud, Steven G Stauss
- Date: Apr 2005
- Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Ethics; Long-term Care>Long-term care insurance